Real-Time Credit Decisions Roundtable

Roundtable Overview

Five newly licensed digital banks launched in Malaysia in 2024–25 and immediately targeted the same retail credit customers as incumbents. They offer faster decisions, lower-friction onboarding, and affordability models built on alternative data. Incumbent banks are now rethinking credit engines and decisioning workflows that have not fundamentally changed in years, under competitive pressure that is both immediate and measurable. This roundtable brings together retail credit leaders to examine what approaches are working, what the challengers are getting right, and where the largest gaps remain.

Closed-Door Discussion

Chatham House Rule

Peer-Driven

Pitch-Free

Discussion Points

How incumbents are closing the credit decision speed gap with digital banks without weakening the affordability controls BNM expects?

How banks are using alternative data to accelerate approvals without increasing synthetic identity fraud risk at the top of the funnel?

How banks are deciding between a full credit platform rebuild and wrapping existing bureau integrations with an AI decisioning layer?

Agenda

1815 - 1900

Arrival and Networking
Guests arrive and are welcomed into an informal reception ahead of the evening's discussion. An opportunity to meet fellow attendees and build connections before the roundtable gets underway.

1900 - 2000

Roundtable Discussion and Drinks
The group moves to a seated, moderated discussion guided by a structured agenda. An open, candid conversation among peers on the evening's core themes, with room for debate and different perspectives.

2000 - 2115

Three-Course Dinner
A private dinner in an elegant setting, where conversation continues in a more relaxed environment. An opportunity to deepen connections and continue the themes of the evening over fine cuisine.

2115 - 2200

Wrap Up, Q&A and Closing DrinksThe moderator draws out key takeaways and opens the floor for final questions and reflections. The evening closes with informal drinks, allowing attendees to continue conversations and explore next steps.

Who Will Attend

Chief Credit Officer · Head of Credit Risk · Head of Digital Lending · Head of Retail Credit · Head of Credit Decisioning / Credit Analytics · Chief Risk Officer

Apply to Attend

This is an invitation-only event with limited seating. Attendance is subject to approval to ensure a senior and relevant group. Please apply below. Further details will be shared upon confirmation.