Registration

Opening Remarks

The Legacy Bottleneck: When the Core Cannot Keep Pace

• Core systems built decades ago cannot support real-time processing or modern API integration — what breaks first under load?
• How do institutions protect operations when only one or two people understand the oldest infrastructure and succession planning is critical?
• A failure of legacy systems would be catastrophic for most institutions — how to modernise infrastructure that cannot go down?
• What modernisation delivery models and partnership approaches are actually working in-market right now?

Lightbulb Moments

The AI Governance Gap: Deployed at Scale, Governed at Pilot

• Regulatory guidance requested across the sector but credit decisioning is already live — wait for rules or build governance now?
• Where can AI governance platforms and model risk management partnerships fill capability gaps until internal frameworks mature?
• Algorithmic bias in credit scoring is a latent compliance risk — how are models audited when decisions cannot be fully explained?
• When regulatory guidance finally arrives, will the CIO shape it or be forced to rebuild everything in response to it?

Lightbulb Moments

Networking Break

The Talent Trap: When AI Deployment Moves Faster Than Hiring

• What governance challenges emerge when AI deployment for credit decisioning outpaces the talent available to audit and explain models?
• Where can managed security services and training partnerships extend capacity when hiring cycles cannot match deployment timelines?
• How to retain institutional knowledge when competitors are paying massive premiums and talent drains constantly?
• What governance can be built when the people who understand both risk and AI do not exist in sufficient numbers?

Lightbulb Moments

The Security Surface: When Attacks Surge and the Perimeter Dissolves

• Where does verification fail when cyber incidents surge and mobile banking takes the heaviest financial losses?
• Which third-party risk management and supply chain security partnerships can monitor vendor attack surfaces that internal teams cannot reach?
• Is infrastructure fast enough to detect, contain and report breaches within the mandatory 72-hour reporting window?
• What actually changes on detection speed and coordinated response now that a Banking Sector Security Operations Centre is live?

Lightbulb Moments

The Budget Dilemma: Transformation Costs Rising While Capital Requirements Tighten

• Where does the money come from when core capital is rising tenfold while infrastructure expansion is planned across the sector?
• How to fund AI, cloud and security investments when most of IT budget is locked in maintaining legacy systems?
• Where can strategic partnerships reduce transformation costs when building internal capability cannot match the pace boards demand?
• What gets prioritised when multiple transformation initiatives compete for budget and everything is urgent but nothing can wait?

Closing Remarks

VIP Networking Lunch