2026 Agenda

Sessions are designed for moderated dialogue between banking leaders and selected industry partners.

0800 - 0900

Registration

0900 - 0905

Opening Remarks

0905 - 0935

The Legacy Bottleneck: When the Core Cannot Keep Pace

Many Kenyan banks run code written before 2000. Real-time processing, API integration and mobile channels demand infrastructure that legacy cores were never built to support. Only a handful of people understand how the oldest systems work. Maintenance consumes most of the IT budget. The choice: progressive modernisation over years, or a platform replacement that puts the bank at risk.

Core systems built decades ago cannot support real-time processing or modern API integration — what breaks first under load?
How do institutions protect operations when only one or two people understand the oldest infrastructure and succession planning is critical?
A failure of legacy systems would be catastrophic for most institutions — how to modernise infrastructure that cannot go down?
What modernisation delivery models and partnership approaches are actually working in-market right now?

0935 - 0950

How We Solved...

A practical case study on a real industry challenge, the approach taken, and results achieved.

0950 - 1020

The AI Governance Gap: Deployed at Scale, Governed at Pilot

Nearly every Kenyan institution has requested regulatory guidance on AI. The guidance remains in draft. Meanwhile AI is already live in credit decisioning — the highest-risk application. Many institutions lack the data strategies or governance frameworks to run it safely. The tension: move fast and risk algorithmic bias, or move slowly and lose competitive ground.

Regulatory guidance requested across the sector but credit decisioning is already live — wait for rules or build governance now?
Where can AI governance platforms and model risk management partnerships fill capability gaps until internal frameworks mature?
Algorithmic bias in credit scoring is a latent compliance risk — how are models audited when decisions cannot be fully explained?
When regulatory guidance finally arrives, will the CIO shape it or be forced to rebuild everything in response to it?

1020 - 1035

How We Solved...

A practical case study on a real industry challenge, the approach taken, and results achieved.

1035 - 1040

The Room Speaks

Live audience poll on current challenges and priorities, with results shared in real time.

1040 - 1105

Networking Break

1105 - 1135

The Talent Trap: When AI Deployment Moves Faster Than Hiring

Half the banking sector has deployed AI for credit decisioning. Yet most lack the skilled professionals to govern it. Cybersecurity roles sit vacant while competitors offer massive salary premiums for scarce AI expertise. Institutional knowledge drains to higher bidders. How do banks sequence AI deployment when the market offers neither time nor sufficient talent?

What governance challenges emerge when AI deployment for credit decisioning outpaces the talent available to audit and explain models?
Where can managed security services and training partnerships extend capacity when hiring cycles cannot match deployment timelines?
How to retain institutional knowledge when competitors are paying massive premiums and talent drains constantly?
What governance can be built when the people who understand both risk and AI do not exist in sufficient numbers?

1135 - 1150

How We Solved...

A practical case study on a real industry challenge, the approach taken, and results achieved.

1150 - 1220

Building for Cross-Border: The Architecture and Integration Decisions Shaping Kenya's Payments Future

Global merchants entering East Africa need local banking infrastructure to collect and settle payments at scale. The commercial opportunity is clear — delivery sits with the technology organisation. Integrating global payment networks with legacy cores, managing settlement visibility across currencies, and supporting merchant flows across jurisdictions creates architectural decisions most institutions were never designed for — whether through third-party integration or expanding payment capability without multi-year build cycles.

What does the integration architecture look like when connecting local banking infrastructure to global payment networks at scale?
Where do settlement delays, FX exposure and multi-jurisdiction compliance land — and how are technology leaders structuring ownership of that internally?
How do technology leaders evaluate infrastructure and embedded payments partnerships when speed of deployment is as important as technical fit?
What separates institutions that have successfully expanded into cross-border payments from those still navigating the starting point?

1220 - 1235

How We Solved...

A practical case study on a real industry challenge, the approach taken, and results achieved.

1235 - 1305

The Security Surface: When Attacks Surge and the Perimeter Dissolves

Cyber incidents continue to surge with mobile banking taking half the financial losses. Third-party vendors introduce attack surfaces the CIO cannot fully monitor. A new Banking Sector Security Operations Centre is live — but many banks still rely on incident-response infrastructure built for earlier threat models. The operational question: how to secure what the bank does not own.

Where does verification fail when cyber incidents surge and mobile banking takes the heaviest financial losses?
Which third-party risk management and supply chain security partnerships can monitor vendor attack surfaces that internal teams cannot reach?
Is infrastructure fast enough to detect, contain and report breaches within the mandatory 72-hour reporting window?
What actually changes on detection speed and coordinated response now that a Banking Sector Security Operations Centre is live?

1305 - 1320

How We Solved...

A practical case study on a real industry challenge, the approach taken, and results achieved.

1320 - 1350

The Budget Dilemma: Transformation Costs Rising While Capital Requirements Tighten

Core capital requirements rise sharply by 2029, reaching up to ten times current thresholds for some institutions. Maintenance already consumes most of IT spend. Meanwhile AI deployment, cloud migration and cybersecurity upgrades demand investment the budget was not built to carry. The operational problem: fund transformation when resources are locked and regulatory deadlines are converging.

Where does the money come from when core capital is rising tenfold while infrastructure expansion is planned across the sector?
How to fund AI, cloud and security investments when most of IT budget is locked in maintaining legacy systems?
Where can strategic partnerships reduce transformation costs when building internal capability cannot match the pace boards demand?
What gets prioritised when multiple transformation initiatives compete for budget and everything is urgent but nothing can wait?

1350 - 1355

The Room Speaks

Live audience poll capturing reflections and key takeaways from the day.

1355 - 1400

Closing Remarks

1400 - 1445

VIP Networking Lunch

Kenya Edition

7 May 2026
Hyatt Regency Westlands, Nairobi

10DX Summit Kenya Edition

Event in Numbers

Who Attends

Why Attend

2026 Agenda

Meet the First Wave of Speakers

Join the Industry Leaders

2026 Partners

Become a Sponsor

Kenya Edition

7 May 2026Hyatt Regency Westlands, Nairobi

10DX Summit Kenya Edition

Event in Numbers

Who Attends

Why Attend

2026 Agenda

Meet the First Wave of Speakers

Join the Industry Leaders

2026 Partners

Become a Sponsor

7 May 2026
Hyatt Regency Westlands, Nairobi