BY INVITATION ONLY
10DX Summit Uzbekistan Edition
Three super-apps are quietly redrawing Uzbekistan’s banking map. Payme, Click, and Uzum now sit at the centre of how the country actually transacts, while state-owned banks are privatising into that environment rather than away from it. Beneath that shift sits a structural gap: Uzbekistan moves more than $10 billion a month without a UPI-style instant payment rail, shaping which platforms scaled and which banks struggled to keep pace.
The next phase depends on whether the infrastructure layer catches up. Uzbekistan is moving from super-app-led customer ownership towards intelligent banking — regulated, interoperable, real-time infrastructure where data, AI, and automation determine who builds and owns the customer relationship.
Those infrastructure gaps now sit at the centre of 10DX Summit Uzbekistan in Tashkent, where senior banking and technology leaders will examine AI moving from pilot to production, APIs without open banking, the cost of standing still on the core, the missing payments rail, and the infrastructure choices shaping the next phase of Uzbek banking.
The next phase depends on whether the infrastructure layer catches up. Uzbekistan is moving from super-app-led customer ownership towards intelligent banking — regulated, interoperable, real-time infrastructure where data, AI, and automation determine who builds and owns the customer relationship.
Those infrastructure gaps now sit at the centre of 10DX Summit Uzbekistan in Tashkent, where senior banking and technology leaders will examine AI moving from pilot to production, APIs without open banking, the cost of standing still on the core, the missing payments rail, and the infrastructure choices shaping the next phase of Uzbek banking.
